Start with recurring bills
- Internet
- Mobile phone
- Insurance
- Streaming subscriptions
- Home security
- Banking fees
- Electric and gas plans or efficiency programs
Look for savings that continue automatically. A $25 monthly reduction is worth $300 a year without requiring another decision next month.
Use the cancellation test
Before renewing a subscription, ask: if I did not already have this, would I sign up for it today at this price? If the answer is no, cancel or downgrade it.
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